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Assignment Prompt & Instructions

## FIN 320 Module Six Journal Guidelines and Rubric
### Overview
Risk and return go together. You must understand this relationship to make informed financial decisions. This applies when you make personal investment decisions or when you’re investing excess cash for a business. In this journal assignment, you will explore the risk-return relationship when investing in stocks in both of these roles.
### Directions
Write a journal discussing risk and return as it relates to investing in stocks.
Specifically, you must address the following rubric criteria:
– **Investment Risk:** Explain key risks associated with investing in stocks.
– **Investment Return:** Discuss events that can cause the price of a stock to increase or decrease.
– **Risk-Return Relationship:** Explain the relationship between risk and return and how this relationship affects stock-investment decisions. Use examples to support your claims.
– **Reflection:**Describe how you would make stock-investment decisions in your:
– Personal life: Investing for yourself
– Professional life: Investing in a business
### What to Submit
Your submission should be a 4- to 5-paragraph Microsoft Word document (not including title and resource pages) with 12-point Times New Roman font, double spacing, and one-inch margins. Sources should be cited using APA style.
### Module Six Journal Rubric
CriteriaMeets Expectations (100%)Partially Meets Expectations (70%)Does Not Meet Expectations (0%)Value **Investment Risk** Explains key risks associated with investing in stocksShows progress toward meeting expectations, but with errors or omissions; areas for improvement may include explaining in more detail the key risks associated with investing in stocksDoes not attempt criterion21 **Investment Return** Discusses events that can cause the price of a stock to increase or decreaseShows progress toward meeting expectations, but with errors or omissions; areas for improvement may include discussing in more detail the events that can cause the price of a stock to increase or decreaseDoes not attempt criterion21 **Risk-Return Relationship** Explains the relationship between risk and return and how this relationship affects stock-investment decisions, using examples to support claimsShows progress toward meeting expectations, but with errors or omissions; areas for improvement may include explaining in more detail the relationship between risk and return and how this relationship affects stock-investment decisions, using examples to support claimsDoes not attempt criterion22 **Reflection** Describes how personal stock-investment decisions would be made and talks about how the decision-making process would change if the decisions were being made for a businessShows progress toward meeting expectations, but with errors or omissions; areas for improvement may include describing in more detail how personal stock-investment decisions would be made and how the decision-making process would change if the decisions were being made for a businessDoes not attempt criterion21 **Clear Communication** Consistently and effectively communicates in an organized way to a specific audienceShows progress toward meeting expectations, but communication is inconsistent or ineffective in a way that negatively impacts understandingShows no evidence of consistent, effective, or organized communication10 **Citations and Attributions** Uses citations for ideas requiring attribution, with few to no minor errorsUses citations for ideas requiring attribution, with major errorsDoes not use citations for ideas requiring attribution5 **Total:** 100%